Mortgages

 

You have just finished all the hard work of saving for your deposit and found the home of your dreams or you want to invest money in a home to let out (your nest egg for the future.) Whether you are a first time, second time or third-time buyer securing a mortgage can seem to be one of the most stressful times in peoples’ lives. We can take the stress out of this and have many years of experience in dealing with every type of mortgage request possible. Along with, every different type of scenario. Sometimes people have been in circumstances where they may have had bad credit, or they run their own business and do not even know where to start, how to get a mortgage or even if they can apply for one! We can sit down with you, go over your finances and give you and your family the best product which suits your finances and lives today. Mortgages come in various shapes and sizes:

 

• repayment mortgage

• flexible mortgage

• fixed rate mortgage

• variable mortgage

• capped mortgage

• interest only mortgage

• discounted rate mortgage

• capped mortgage

• offset mortgage

 

 

 

 

We will give you the best possible advice for you to decide and can sit down with you, go over your finances and explain how each of the above work. This gives you the best possible information to make the best-informed decision for you, today, at this moment in time. Rates change, peoples’ lives change and we can always set an appointment, as we do with our other clients, to review this in the future for you.

 

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

 

There may be a fee for mortgage advice. The amount will depend on your circumstances but we estimate that it will range from £500 to £1000. Our typical fee is £500.